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Built on zkCross Network

Al-powered, real yield automation for on-chain finance

Surf is a non-custodial Al agent that autonomously captures the highest on-chain yield across blockchains, so users can deposit and let the agent do the work.

Supported and funded by leading blockchains

BASE
ARBITRUM
AVALANCHE
BINANCE
ETHEREUM
FANTOM
HIVE
ICP
OPTIMISM
POLYGON
SOLANA
BASE
ARBITRUM
AVALANCHE
BINANCE
BASE
ARBITRUM
AVALANCHE
BINANCE
ETHEREUM
FANTOM
HIVE
ICP
OPTIMISM
POLYGON
SOLANA
BASE
ARBITRUM
AVALANCHE
BINANCE
BASE
ARBITRUM
AVALANCHE
BINANCE
ETHEREUM
FANTOM
HIVE
ICP
OPTIMISM
POLYGON
SOLANA
BASE
ARBITRUM
AVALANCHE
BINANCE
BASE
ARBITRUM
AVALANCHE
BINANCE
ETHEREUM
FANTOM
HIVE
ICP
OPTIMISM
POLYGON
SOLANA
BASE
ARBITRUM
AVALANCHE
BINANCE
The Problem

DeFi without intelligence does not scale

Liquidity is fragmented, yield is scattered across chains, and users face complex multi-step flows that require constant strategy management. Surf brings intelligence into DeFi, unifying yield and automating optimisation across chains.

$100B+

liquidity sits idle or underutilised

70%+

users drop off after the first on-chain action

Yield is scattered across chains

and requires active management

Our Solution

One AI agent. Unified yield. Fully automated

Surf makes on chain yield autonomous, unified and effortless. It predicts, routes, and executes across chains while users retain custody.

Real-time cross-chain optimisation

User vaults, non-custodial by design

Withdraw anytime

No strategy management

Guardian risk-managed execution

Live, audited, revenue-generating

Three strategies, one intelligent engine

Choose your approach. Surf AI powers the execution across all strategies

Horizon

Live

Stable returns via automated market selection and lending routing

10 - 15%

Target APY

  • Low risk focus
  • APY optimisation cycles
  • Routes capital to the safest highest yield lending markets
Get Started

Velocity

Beta

Cross-chain liquidity routing across CLMM pools for higher yield potential

20 to 40%

Target APY

  • Real-time rebalancing
  • Cross-chain routing
  • CLMM optimisation
Coming Soon

Apex

Coming Soon

AI-crafted portfolios with predictive signals and automated execution

Adaptive, evolving strategies

  • Predictive buy and sell signals
  • Automated rebalancing
  • Adaptive portfolios
Coming Soon

APY is variable and not guaranteed. DeFi involves smart contracts and market risk. Past performance is not a promise of future results.

From Intent To Outcome

One engine that predicts, reallocates and executes autonomously across chains.

Surf makes on chain yield autonomous, unified and effortless. It predicts, routes, and executes across chains while users retain custody.

Predictive signals

AI spots token and market trends

Automation

DCA, take profit, stop loss, auto rebalance

Cross-chain execution

Routing, gas, success optimisation

Yield strategies

Lending, CLMM, Portfolio Execution

Guardian layer

24/7 risk monitoring and protection

The Stack

Built on a complete DeFAI stack, not wrappers

zkCross Network

zkCross Network

Proven infrastructure layer

  • Halborn audited, enterprise-grade cross-chain rails
  • Unified access to 40+ chains and 120+ fiat currencies
  • High throughput routing, execution and liquidity flow
Surf AI

Surf AI

Consumer and intelligence layer

  • AI-powered, intent-based execution across chains
  • Automated yield, trading and risk actions
  • Real-time monitoring and user protection
Traction

Validated, audited, already generating revenue

$140M

Transaction volume

Join 45k others across 35 countries in earning real yield in DeFi, today

$1.31M

Total Revenue

$660,000+

Annual Recurring Revenue

45,000+

Wallets onboarded

236,000+

Transactions processed

Security

Security built in, not bolted on

Security Vault
Halborn
Audited by Halborn

Halborn audits and enterprise-grade security

Guardian monitoring and protection, 24 by 7

User-owned custody, non-custodial vaults